Capital Bank | Financial Inovation

Elastic deposit

With the elastic savings deposit of Capital Bank, we provide you an opportunity to access the funds without termination of the term deposit and without affecting the interest rate. Additional debits and credits at a monthly level are allowed, however not more than 50% of the deposit. You can open term deposits in MKD, EUR and USD.

The method of calculation of the interest rate is proportional (actual/actual).

Early termination is allowed at any time. Agreed interest is paid. The minimum deposit is 60.000 denars / 1000 euros / 1300 USD.

The period of the term deposit is 12 months.

All individual persons, residents and non-residents can be depositors. It is enough to only visit the nearest branch or counter of Capital Bank and with an identification document you can get information about all your benefits in regard to opening a term deposit in Capital Bank.

The savings deposits in Capital Bank AD Skopje are insured!

The fund indemnifies the insured deposits, however not more than the denar countervalue of 30.000 Euros per deposit in a bank, branch of a foreign bank or a savings bank calculated according to the average rate of the National Bank of the Republic of Macedonia on the day of decision.
The amount includes the principal amount of the deposit, the agreed calculated and prescribed interest and undue interest to the date of the decision.

The indemnification of denar and foreign currency deposits is performed only in denars.

For all additional information, contact the nearest branch of Capital Bank AD Skopje or contact us on the following telephone number: + 389 2 3102 508; 3102 563 or by e-mail: 


Str.Nikola Kljusev no. 1, 1000 Skopje


+389 02/3102-500; +389 02/3102 510

Site by