Capital Bank | Financial Inovation

Revolving line of credit

Characteristics Renewable (revolving) line of credit, with withdrawal and returning of the approved funds in accordance with the needs of the company. The line of credit is approved in denars, with a denar foreign currency clause or in foreign currency.
Target group Registered private companies with positive operating results, active at least 6 months before the application
 Use Working capital and short-term liquidity
Repayment period Up to 24 months
Interest rate As agreed, and in accordance with the Decision on interest rates of the Bank. The user pays interest for the used part of the funds and a fee for the engaged unused part of the approve line
Fees Processing fee and maintenance fee, which are paid in accordance with the List of Tariffs of the Bank
Grace period  There is no grace period
Maximum amount of the loan Depending on the creditworthiness of the client
Security Depending on the creditworthiness of the applicant, the requested amount, and the credit policy of the Bank, the following can be used as a security: mortgage, notarial act of a bill of exchange, deposit, pledge of movable property or a pledge of stock.
Required time for an approval From 7 to 15 days until the delivery of all required documents


Str.Nikola Kljusev no. 1, 1000 Skopje


+389 02/3102-500; +389 02/3102 510

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