Capital Bank | Financial Inovation

Long-term loans

Characteristics Long-term loan approved in denars, in denars with a foreign currency clause or in a foreign currency. Payment through monthly annuities, quarterly payment of principal or adjusted in accordance with the needs of the applicant.
Target group

Registered private companies with positive operating results, active at least 6 months before the application

Use Fixed assets, working capital and other investment activities
Repayment period Up to 60 months
Interest rate As agreed, and in accordance with the Decision on interest rates of the Bank
Fees Processing fee and maintenance fee, which are paid in accordance with the List of Tariffs of the Bank
Grace period Up to 12 months
Maximum loan amount Depending on the creditworthiness of the client 
Security Depending on the creditworthiness of the applicant, the requested amount and the credit policy of the Bank, the following can be used as a security: mortgage, notarial act of a bill of exchange, deposit, pledge of a movable property or a pledge of stock
Required time for an approval

From 7 to 15 days until the delivery of all required documents



Str.Nikola Kljusev no. 1, 1000 Skopje


+389 02/3102-500; +389 02/3102 510

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