Capital Bank | Financial Inovation

Loan for registration of vehicles – Auto-Moto Union of Macedonia

Use of the product:

  • For registration of a vehicle and insurance.

Approval requirements:

  • Resident of the Republic of Macedonia;
  • Regularly employed (if the employment is established for a definite period of time, it should compulsorily cover the time period for which the loan was approved - 6 months);
  • Creditworthiness determined through an analysis of the bank;
  • History of a regular borrower in the past 12 months.

Benefits and advantages:

  • Repayment in 24 hours from the fully submitted documentation.




Loan amount: up to 18.000 MKD;

Nominal interest rate: 0,00%;

Repayment period: 3-6 months;

Calculation method: proportional;

Repayment: to the account of the Seller;

Manner of repayment: equal monthly installments;

Fees and compensations: processing fee 2,50% of amount.

Total cost rate: 9,05%. The calculation is performed for an amount of 14.073 MKD, an interest rate of 0,00%, a period of 6 months and one-off fee 2,50% of the amount (The amount of the total cost rate is affected by the period for loan repayment, the amount of the loan, the amount of costs for the loan included in the calculation of the total cost rate and the amount of the nominal interest rate.).


  • Bill of exchange and bill of exchange statement;
  • Consent on Administrative ban on salary;
  • 1 guarantor for amounts of more than 30.000 MKD;
  • Other security at the request of the bank.


  • Loan application;
  • Copy of identification cards of the applicant and the guarantor/s;
  • Administrative ban on salary for the applicant and the guarantor/s;
  • Certified data by the legal entity - for employees in private companies;
  • Statement on connection and credit indebtedness;
  • Act for handover of a bill of exchange;
  • Loan Agreement.



  • After completing a loan application in the premises of the Bank, in the premises of the Seller or in a manner which is mutually agreed, the Client will get more detailed information about the lending conditions and the procedures of the Bank for assessment of credit risk;
  • In an event of an approval, a Loan Agreement is concluded, whereby the client completes the entire remaining documentation;
  • Processing of the application up to 2-3 working days.

For all additional information, contact the nearest branch of Capital Bank AD Skopje or contact us on the following telephone number: + 389 2 3102 568; 3102 563 or by e-mail: .


Str.Nikola Kljusev no. 1, 1000 Skopje


+389 02/3102-500; +389 02/3102 510

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