Capital Bank | Financial Inovation

Allowed overdraft

The overdraft on a transaction account is a loan agreement wherewith the clients get additional funds available on their transaction account, in an amount higher than the current state of funds in this account.

The clients who receive their monthly income through Capital Bank can apply for an overdraft of the denar transaction account.

The overdraft is approved with a validity period of one year and it can be automatically renewed after the expiry of one year.

The funds are approved on a transaction account of the client in the bank.

The payment is monthly, with a possibility for early repayment.

Required documentation from the client:

  • Copy of identification card;
  • Statement for withholding from the salary/Summary report for the past three months;
  • Request for allowed minus on a transaction account.

In an event of approval of the request, the client signs an Agreement for allowed overdraft and the other required documentation.

For all additional information, contact the nearest branch of Capital Bank AD Skopje or contact us on the following telephone number: + 389 2 3102 563; 3102 536 or by e-mail:


Str.Nikola Kljusev no. 1, 1000 Skopje


+389 02/3102-500; +389 02/3102 510

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